Sign Up With Canva Pro

Whether you have a blog, a website, do just social media or have a business doing graphic design, you need Canva Pro. Canva does have a free version, but the Pro version has so much more.

Canva Pro has a magic resizer, a background remover, and a social media scheduler. They give you a 30-day free trial. You can buy it monthly for 12.99 or get the yearly subscription after your free 30 days.

The social media scheduler works across 8 platforms. You get 100 million stock photos, videos, audio and graphics, and a lot more than the free version, which only gives you 1 million photos and graphics. They have a branding kit which allows you to keep the same colors across all your online platforms. 

I have made my audio book covers, my logo, my email headers, and countless social media posts all thru Canva Pro. So, clink on the link to see the offer and all they can do for you for $12.99 a month. You won't regret it.

Beware of Making Money Online Scams - How to Spot Them

 

We all see them and maybe fall for them; I know I did in the past. 

There are a couple different kinds of online scams. First there is the out and out scam. They give you nothing or you get something to install that either is corrupt and harms your computer or just doesn't work.

Then there is the kind of scam that gives you training or some info but in order to make money you have to purchase other part(s) of the program (which they neglected to tell you up front).

The third kind of scam is the old bait and switch. They sell you something but at the end of the training, it is really something else that you didn't want.

There are a few ways to recognize a scam.

1. Go to Google and put in the name of the money-making business (.com) followed by (forward slash) scam. People who write about scammers may have something to say about that company.

2. If it sounds too good to be true, it usually is. If they promised you can be making money in three easy steps or 20 minutes, it's a scam. Making money online can be done, but it's work. There is no get rich quick scheme. Try the lottery instead, you have a better chance at collecting.

3. If they go on and on about how they are living the good life and you can do, it only you buy their system. Maybe they are making a lot of money but it's because people are buying their system, not because the system works.

4. Be careful if there is no clear way to get in touch with them. No support center, no email, etc. 

5. If they tell you this great system is only available for a few minutes or hours, think twice.

6. The "You Can't Lose" a/or the system is "done for you." Again, Legi mate people are not going to say this.

7. The Self-Promoting Sale Funnel. They give you a system for the money you spend, all you have to do is supply traffic. Getting traffic is the hard part. You usually have a link or 2 where you can buy traffic for an additional payment, but you don't find that out til the end.

8. Automatic renewals or $1 dollar to start, and then a monthly withdrawal. Usually, the devil is in the fine print. These may not always be scams, but a lot are. The business about yearly or monthly renewals in usually in the fine print when you sign up and when you see the charges for the next renewal you often have to hunt for a phone # and get them on the line to end it. They are counting on the fact that most people don't check their credit card bills. Same for the $1 dollar to sign up, they are gambling that you might not check or go to the trouble to track them down.

9. An obvious scam is the one where you have to pay for the system before they "reveal the secret" of their system. Most people wouldn't pay for something without any idea of what they are getting, but somebody must be, or these scams wouldn't still be out there.

There are certainly more scams out there than the ones I have listed, but these are the most popular. As always, the old adage "Buyer "beware" applies.

Build Better Websites and Funnels With Groove

 In this day and age, any business that wants to thrive must go online.

With so many things going on around the world, and global changes that will forever impact the way people live and do business, going online is no longer just an option.

Not only to maintain their success, but even just to survive.

Sure, there are tools that are already available that any business can use to run their entire company and processes digitally.

However, any minimum amount of research will tell you that most of these products are expensive, complicated and limited in customization.

In other words, not very user-friendly, and definitely not suitable for all business owners, especially those who are less tech-savvy and might even be on a budget.

I mean, who can afford to invest thousands of dollars a month into a bunch of complicated tools, and on top of that, hire employees to manage the systems, right?

Well, if this sounds familiar in any way, I have some good news for you.

As an online marketer and blogger, myself, I am always looking for new solutions for these everyday challenges we face as business owners.

Today, I am very excited to introduce you to my latest discovery.

Groove is, by far, the best way I have found to be able to build websites, sales funnels and sell digital products online.  Sign up for free Groove account

The best part? It’s FREE.

But the free value does not end there…

You see, Groove is not just a website and sales funnel builder.

The co-founder of Groove, Mike Filsaime, is actually a veteran in the Internet marketing space, and has put all his experience and expertise into one of the best suites of marketing tools I have ever seen.

I’ve also signed myself up for an account (it’s free), and for the past few days, I’ve had the chance to play around with it.

And you know what?

I can definitely tell you that this 100% free tool is perfectly capable of running your entire business, maybe even better than some of the expensive complicated tools out there.

I’m not exaggerating by any means…

From what I’ve seen so far, Groove includes everything that I need to run my online business, all for absolutely free.

Here’s just a quick list of what I’ve gathered so far:

FREE sales, page and funnel building platform

Ability to create full product funnels

Possible to build my own branded websites with full navigation

Can integrate with my own custom domain name

Able to sell my products with what they call a 1-click upsell

Capability to integrate upsells, down sells, and order bumps

Even has a way to create my own powerful affiliate program for my products!

And that’s just for starters, because there is so much more for me to explore!

I’m not even joking when I say that I am planning to change my ENTIRE online business over to Groove!

I mean, why wouldn’t I?

It’s FREE, and it’s probably the BEST suite of marketing tools I have ever seen in my life.

By the way, there’s more…

I didn’t even mention some of my favorite benefits of Groove.

As a member, I’ve also received a TON of community benefits.

I’ve been able to join their private Facebook group, connect with marketing experts inside, get help with all my problems, access private training within their own academy, ask questions through their helpdesk, and meet other like-minded entrepreneurs just like me to make the best use of these tools.

So, if you’re like me… Striving to grow your business, looking to learn more about marketing and getting to know some of the best in the industry at a more personal level, then you won’t want to miss out on this opportunity.

Awesome deal, right?

It’s called being at the right place, at the right time.

And that’s where we’re at right now :)

Don’t wait any longer, because I’m honestly not sure when this free offer is going to go away.

Do yourself a favor and sign up for your free Groove account right now, and I will see you inside of the Facebook group.

Sign up for Groove

Janine Reece

Make $1600 on Clickbank

Start the New Year Right- With a Budget and Tracking Plan

The best thing you can do for your financial picture in the new year is to make a budget, if you didn't have one in 2022.

It is well known that at budget helps to create financial stability. You can track expenses which makes it easier to pay bills on time, avoid late fees, and save for major expenses.

We all have those times when we need that cash for a sudden problem; a tire blows, a sudden leak in the roof, an appliance just quits. By allowing a few dollars in those categories every month, you ensure that at least some of the needed money will be there when you need it.

There are many free ones available on the internet. If you have a Windows program, you can use their free templates, that come already included.

If you need additional help, more planning ahead help, you might want to try Rocket Money. No, this isn't the mortgage company, Rocket Money can help you view all your bills and pay on time, avoiding penalties that might affect your credit rating. I like that you can see all your subscriptions in one place, and then cancel any that you no longer use.

You connect your banking and your credit cards, and they map everything out for you. I can see where my money is going, and what I am spending in any category. They compare month to month, so you can see changes.

There is a free 7-day trial which you can cancel at any time. After that it is $7, $8, or $9 dollars a month, depending on what plan you buy. They will text you the app for your phone so you can see where you are money-wise at any time.

Your dashboard shows you every transaction, your reoccurring bills, where you are spending your money, and your net worth. They even make suggestions on what bills you can lower.

They have a chat box for any questions you might. Check it out- Rocket Money

The Advantages of Saving Money

 

The ability to save for all the things you need will put you in a much better financial situation in the long-term. It will mean you pay less for whatever you are buying and places you in a less stressful situation. Mind you some borrowers just don't care that they are in debt as long as they are able to pay it back.

The crunch comes when there is a job loss, or some health issue arises and there is no money in the kitty to pay the bills.

A person who has set up their finances properly will factor in these types of emergencies in making their financial plan.

Saving money is a no-brainer; here are the five main reasons for not borrowing.

1 NO DEBT

Borrowing money for the things you need or want puts you in debt. It means that you are indebted to someone else. Sooner or later it all has to be paid back along with the interest. The debt is not going away until it is paid off so there is no point in burying your head in the sand if you are indebted to your creditors. Creditors have every right to expect repayment of their money whether they are the bank or other lending institution or a family member.

2 COSTS OF BORROWING

There is a cost attached to borrowing money and that cost is interest which is sometimes referred to as "Dead Money." Paying interest on the stuff you buy on credit adds to the cost of the item. The habit of purchasing goods on credit adds up to a massive amount over the course of your lifetime. That interest money could have been used to build a nest egg. Commercial debt is the worst type of credit spending because the item which has been bought on credit loses its value as time goes by. Another name for commercial debt is dumb debt.

3 READY MONEY FOR EMERGENCIES

Emergencies crop up from time to time. The car breaks down, the washing machine needs repairing, you suffer a tooth ache and need to go to the dentist, you need a new pair of spectacles. There could be anyone for a number of reasons for financial emergency. If you have money set aside for these then you can tend to these emergencies without worrying about whether you have the money to pay for them. Every responsible person has an emergency fund on hand to cushion them against financial shocks which can occur from time to time.

4 A NEST EGG FOR THE FUTURE

Saving money means you are able to build up a nest egg for the future. If you are a responsible person, you will have a retirement scheme of some kind where a portion of your pay goes into the fund. In New Zealand it is called Kiwisaver. I cannot stress enough how important it is to be enrolled in Kiwisaver if you are from New Zealand. The government incentives make this scheme a no-brainer. Your country will have its own scheme with it's benefits.

5 TAKE ADVANTAGE OF SPECIALS

If you have no money, then you will not be able to take advantage of specials. That does not mean you should spend money on something for no other reason than it is special. Your own common sense and self-control should be employed here.

6 A DOLLAR SAVED IS A DOLLAR MADE

There is a saying that a dollar saved is a dollar made. The truth is a dollar saved is better than a dollar made because you do not pay tax on a dollar saved which is not the case when you make a dollar. Every dollar which you save can be working hard for you in whatever investment you place it in.

A competent money manager will not have any room in their vocabulary for such words as debt, credit, credit card, loan, lay-by, or hire purchase. In fact, these are all dirty words to the person who wants to get financially ahead.

Having said all of this, there can be times when borrowing money can be worthwhile.

But...

And it is very big but.

You have to be absolutely sure that the payoff is worth your while.

Take a student loan for example; You need to be absolutely sure that the type of job which the course qualifications assist you with is something that you really want to do, otherwise the whole course will be a waste of time and money.

Feel free to share this article. You may also use this article as content for your website or eBook or do anything you wish with it. Check out my other articles on http://www.robertastewart.com

Article Source: https://EzineArticles.com/expert/Robert_Alan_Stewart/2287449

Article Source: http://EzineArticles.com/10537671

𝐓𝐡𝐞 𝟓 𝐁𝐞𝐬𝐭 𝐇𝐢𝐠𝐡 𝐘𝐢𝐞𝐥𝐝 𝐂𝐡𝐞𝐜𝐤𝐢𝐧𝐠 𝐚𝐧𝐝 𝐒𝐚𝐯𝐢𝐧𝐠𝐬 𝐀𝐜𝐜𝐨𝐮𝐧𝐭 𝟐𝟎𝟐𝟐